Holiday Savings (Wise Wednesday)

Holiday shopping

If you're like me you've been saving all year for the holidays. But if not that's ok. Today we are going to talk about gift ideas and savings money this holiday. People tend to overspend around the holidays so I have created a few holiday shopping steps to ensure you don’t go over your budget for the holiday. 

Step one: Shop using a list. You are more likely to spend less money and buy less stuff.

Step two: Simple but hard stick to your list. With all the great prices you will be tempted to shop, shop, shop.

Step three: Only buy each person on your list one gift. At the end of the day that person will be glad you remembered them.

Step four: Spend less on younger kids. Kids under the age 5 are most likely not going to remember there gift so there is no need to break the bank.

Step five: Give a card. Holiday cards are inexpensive and a wonderful way to express yourself.

Step six: Create crafts. The holidays is a great time for the family to sit at the kitchen table and create beautiful and almost free gifts.

Step seven: Bake. Who doesn't like a sweet desert? Your gift can be the one the whole family enjoys while you all sing carols.

Step eight: Do spend so much. If you buy that expensive gift are they going to use it or brake it?

Step nine: Buy useful gifts. Buy gifts you can use year round so you can get your money worth. 

Step ten: Buy gift cards. A lot of time it's you buy a gift cards you spend less money than you would on a gift. Some businesses give you rewards and points for buying cards from them.

By using these few steps you can save amount of money this holiday season. You can get a gift for all the people on your list and feel good about it.